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Protections to consider

According to your professional and family situation, we would recommend that you prioritize coverage as follows:

Health Insurance
For a carefree retirement

At age 65, you are automatically enrolled under the Public Prescription Drug Insurance plan. Unfortunately, the public plan does not provide for important complementary coverage such as paramedical practitioner services, travel and trip cancellation insurance and more.

Depending on your needs and the sum you are willing to allocate, you can also obtain, without having to provide proof of good health, optional coverage including the full plan in health insurance as well as dental insurance, provided your enrolment form is received in our offices within 31 days of the termination of your previous group coverage.

Do you plan on traveling? You should be aware that the coverage provided through credit cards generally terminates at age 65 and that individual plans available in the marketplace have important health restrictions. The health and travel coverage of the CPA plan provides year-round coverage, allowing you to travel worry-free.

Life Insurance
Protect your loved ones

Having accumulated sufficient capital to provide for your retirement, it is important to protect your estate and the people you love in the event of your premature death. The insured amount should be sufficient to cover any outstanding debt and your funeral costs and allow any remaining dependents to maintain their standard of living.

Determining the amount of coverage required is not a simple task and it can be difficult to find one's way through the numerous types of life insurance available. One of our experts will gladly help you determine the right amount and the right product!


Important: This tool is provided as a general overview of your insurance requirements. As the type and amount of coverage required can vary depending on your personal situation and goals, we recommend that you discuss your needs with a Vigilis representative by calling toll-free 1 888 682-7772 or by writing to cpa@vigilis.ca.