As a CPA member under 65 years of age, you are not eligible for coverage under the Public Prescription Drug Insurance plan. If you do not have access to a group insurance plan through your employer, you must sign up for coverage under the plan sponsored by the OCPAQ.

To meet the Act's requirements, you must sign up, at a minimum, for the basic plan.

Depending on your needs and the sum you are willing to allocate, you can also obtain, without having to provide proof of good health, optional¹ coverage including the full plan in health insurance as well as dental insurance, provided your enrolment form is received in our offices within 31 days of the termination of your previous group coverage.

¹These options should however only be considered once you've met your more important disability income and life insurance needs.

Note: Candidates for the practice of the profession are not eligible for coverage.

Your financial obligations, future projects and retirement plans are all dependent on your ability to earn income. Accordingly, Disability Income insurance should be your number one priority.

By providing adequate income replacement, this coverage ensures that you are able to maintain the standard of living you have become accustomed to.

To protect the people you love in the event of your premature death, it is important to have adequate life insurance coverage. The insured amount should be sufficient to cover any outstanding debt as well as your funeral costs. You may also wish to leave something for a nephew, niece or preferred charity? 

Determining the amount of coverage required is not a simple task and it can be difficult to find one's way through the numerous types of life insurance available. One of our experts will gladly help you determine the right amount and the right product!