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Protections to consider

According to your professional and family situation, we would recommend that you prioritize coverage as follows:

Critical illness Insurance
To reduce the financial pressure

Although the replacement income provided by your disability income insurance allows you to meet your ongoing obligations, the additional expenses you incur during a major illness could force you to use your personal savings.

Critical Illness Insurance's lump-sum payment, which can be spent as you choose, allows you to better absorb costs related to your condition.

Critical Illness Insurance ensures that the stress of a serious disease isn't compounded by a financial one.

Life Insurance
Protect your loved ones

To protect the people you love in the event of your premature death, it is important to have adequate life insurance coverage. The insured amount should be sufficient to cover any outstanding debt as well as your funeral costs. You may also wish to leave something for a nephew, niece or preferred charity? 

Determining the amount of coverage required is not a simple task and it can be difficult to find one's way through the numerous types of life insurance available. One of our experts will gladly help you determine the right amount and the right product!


Important: This tool is provided as a general overview of your insurance requirements. As the type and amount of coverage required can vary depending on your personal situation and goals, we recommend that you discuss your needs with a Vigilis representative by calling toll-free 1 888 682-7772 or by writing to cpa@vigilis.ca.